Retirement Advocacy
Better plans for your team. Bigger savings for you.
Your Takeaway
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Less personal liability: we can take on key fiduciary responsibilities for your plan, including investment management and plan administration
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Lower plan costs, which means more of your employees' savings stays invested
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Financial education for your team, delivered by a CERTIFIED FINANCIAL PLANNER™ professional
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A simple, easy-to-use dashboard for your employees
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Access to low-cost funds from Vanguard, BlackRock, Dimensional, Fidelity, Schwab, and more
Our Approach
A well-designed retirement plan does three things at once. It helps you attract and keep good people. It lowers your tax bill. And it builds your own retirement faster than you could on your own.
Most small business plans do only one of those well, usually because no one designed them with the owner's whole picture in mind. We do.
The Right Plan for Your Business
There's no single best plan. The right design depends on your size, your team, and how much you want to save. We'll help you choose among options like these:
For most businesses: 401(k) and profit-sharing plans
For owners who want larger tax deductions: cash balance plans, traditional pension plans, and profit-sharing designs that direct more of the contributions to owners and senior staff
For smaller or solo businesses: Solo 401(k), SEP IRA, and SIMPLE IRA
For you personally: Traditional and Roth IRAs, plus Backdoor and Mega Backdoor Roth strategies
Saving More as an Owner
Many high-earning owners are saving far less for retirement than the law allows, simply because no one has shown them how.
Depending on your business and income, a combination of plans can let you put away significantly more each year, and reduce your taxes while you do it. We'll show you exactly what's possible for you.
Financial Education for Your Team
A retirement plan only works if people use it well. We teach your employees the basics that matter most, including budgeting, managing debt, investing, and buying a first home, so they get real value from the benefit you're providing.
Good financial habits make for less stress at work, and your team will notice that you invested in them.